Do you know the leading cause of personal bankruptcy in the United States today? Unpaid medical bills. https://bibloteka.com/
Did you know that, when you put off a medical test or exam, you often end up paying more in medical expenses, later on, than if the original test or exam had been performed?
Did you that, in today’s world:
A broken leg can cost $7,500 to treat,
Childbirth can easily cost $10,000 and
Hip replacements can set a person back by $32,500
Here’s why you need to ask for a health insurance online quote today.
If you aren’t insured, all of that expense falls on you and comes out of your own . So, these examples show that not having an affordable health insurance policy costs a person plenty in the long run, both health wise and financially — and, sometimes, in the short run, too. The facts and figures listed above also indicate that buying the right health insurance policy, versus being uninsured, can save you a significant amount of money.
Discover how to find the best and most affordable health insurance policy for your specific needs.
To save the most money, you need to discover how to find an affordable health insurance policy that keeps your medical expenses down and your hard earned money in your own pocket.
We all want to find the specific health insurance plan that saves the most money while delivering appropriate protection when we need to use it. So, talk to an expert health insurance agent about your specific health care needs. He or she will be able to advise you on HMO plans, plans, the appropriate deductibles for you, health savings plans and more.
Review your health insurance online quote with these facts in mind.
If you expect to need health care only a few times a year, a plan with lower monthly premiums makes sense. If, however, you anticipate regular doctor visits and frequent care, then it’s important that you have a low or even non-existent deductible. In general, HMO plans provide lower cost options, and are excellent for families, older adults, those who need regular doctor visits — and for the young and healthy.
Young and healthy? Ask for a health insurance online quote that’s ideal for your needs.
If you count yourself among the young and healthy, also ask your insurance agent for a health insurance online quote that includes basic medical care and health screenings at a low cost. With Blue Cross California, we call those plans our ” ” insurance plans and there are three tiers: the thrill seeker plan, the part time daredevil plan, and the calculated risk taker plan. The deductibles are higher with these plans, but the cost is lower.
Here are three more tips to help you find affordable health insurance:
1) If you’re on Medicare, consider buying a Medicare HMO insurance plan that closes the Medicare gap and provides the health care benefits that you need.
2) If you’re unemployed and uninsured, but expect to be employed in the near future, ask your agent about short term health insurance: it is less costly.
3) Finally, ask your accountant about the tax deductible nature of your health insurance premiums.
Choosing the right health care plan for you will save you money. Don’t delay! Get a health insurance online quote today.